FDIC-Insured – Backed by the full faith and credit of the U.S. Government
A Local Bank You Can Count On
Serving Waco and Central Texas for more than 50 years with personal service, independent decision-making, and a commitment to our community.
Our Story
Business Banking Built for Growth
Whether you're starting out, expanding, or planning your next move, our team offers flexible solutions and local insight to help your business grow.
Explore Commercial Bank
Banking Simplified
From checking and savings to loans and digital tools, we make managing your money simple and convenient — supported by friendly local service you can trust.
Explore Personal BankingFidelity Bank is proud to be a locally owned, independent bank that has served the Waco community for more than 50 years. We believe banking should be about relationships - not just accounts. Whether you’re opening your first checking account, growing your business, or planning for the future, our team is here to help with straightforward solutions and personal service.
Open an Account
Start your journey with local banking that puts your needs first. Open an account online or visit one of our branches to get started.
Visit a Branch
Personal service starts with a conversation. Find a branch near you and speak with our team about your financial goals.
Learn About Our Loans
From home loans to business financing, we offer lending options designed to help individuals, families, and businesses move forward with confidence. Learn More
See CD Rates
Explore competitive CD rates and flexible terms designed to help your savings grow. Learn More
Insights & Updates
Explore financial tips, community stories, and the latest news from Fidelity Bank.
Smart Banking Tips: Helpful insights to simplify your financial life.
Community Spotlight: Stories and highlights from across Central Texas.
Bank News: Updates, announcements, and important information from our team.
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